| Cash Flow Program
The cash flow program allows you or your clients' to have a payment
rate as low as 2.95%. This program is perfect for anyone that
needs to free up cash to pay off bills or to invest in the Real
Estate or Stock markets.
Below are several loan scenarios that will show you how much
cash you will free up compared to a 30 year fixed @ 7.5%.
| Loan Amount |
30 Year |
Cash Flow |
Monthly Savings |
1st Year |
5th year |
| 300,000 |
2,097 |
1,256 |
841 |
10,092 |
38,640 |
| 400,000 |
2,796 |
1,675 |
1,121 |
13,452 |
51,024 |
| 500,000 |
3,496 |
2,094 |
1,402 |
16,824 |
63,828 |
| 600,000 |
4,195 |
2,513 |
1,682 |
20,184 |
76,572 |
| 700,000 |
4,894 |
2,932 |
1,961 |
23,539 |
92,311 |
| 800,000 |
5,593 |
3,351 |
2,242 |
26,904 |
106,578 |
| 900,000 |
6,292 |
3,770 |
2,521 |
35,064 |
119,580 |
| 1 Million |
6,992 |
4,189 |
2,803 |
33,636 |
127,560 |
| 1.5 Mil |
10,488 |
6,283 |
4,165 |
49,980 |
190,416 |
| 2 Mil |
13,984 |
8,378 |
5,606 |
67,272 |
255,120 |
| 2.5 Mil |
17,480 |
10,472 |
7,007 |
84,086 |
318,902 |
| 3 Mil |
20,976 |
12,567 |
8,408 |
100,903 |
388,663 |
| 3.5 Mil |
24,472 |
14,661 |
9,811 |
117,732 |
446,460 |
| 4 Mil |
27,968 |
16,756 |
11,212 |
135,544 |
511,204 |
| 4.5 Mil |
31,464 |
18,851 |
12,613 |
151,356 |
573,984 |
| 5 Mil |
34,960 |
20,945 |
14,014 |
168,172 |
673,756 |
This loan is the most flexible of all loans offers you the 2.95%
payment rate as well as interest only, (4.5%)** 30 year and 15
year payment at the fully indexed rate (4.5%).**. Fully indexed
rate can change on a monthly basis however the minimum payment
(2.95%) stays fixed for the entire year.
The maximum the minimum payment can adjust is 7.5% of the payment;
not the interest rate, just the payment. For example 1,256 P&I
would be the payment on 300,000 the second year the payment could
raise a maximum of 1350.2; third year 1,451 and so on.
In addition, this index is based on the world economic markets
and has been steadily coming down for the past 2 years. Therefore,
even after the U.S. recovers from this recession, the world economy
will take longer to bounce back. This will result in below market
interest rates for years to come with this program. Currently
the fully indexed rate is still @ 4.5% as of Jan. 18,2002.**
Call us to talk over how you can incorporate this into your marketing
or investment plans.
Sincerely,
Sharp Mortgage Group
866.272.8260 toll free
www.zerodownhomemortgages.com
© 1999-2002 Sharp Mortgage
Group. All rights reserved.
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